Sterling Gap

Institutional capital for acquisition, development, and portfolio stabilization.

From $500,000 repositioning bridge loans to $500M ground-up construction facilities. We provide developers and investors with sophisticated structuring and local execution speed.

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The Sterling Edge

Capital that moves at the speed of the market.

In commercial real estate, delays in underwriting cost deals. Traditional banks often stall in committee, jeopardizing closing timelines and earnest money. Sterling Gap operates with direct decision-making authority to keep your transactions perfectly on schedule.

Structuring for Complex Assets

We understand that no two properties are identical. Whether you are acquiring a stabilized multifamily asset, repositioning an industrial warehouse, or executing a massive mixed-use development, we align the draw schedules, LTVs, and amortizations to your specific exit strategy.

Up to 80%

LTV Allowances.

5 to 25 Yrs

Flexible Amortization.

Non-Recourse

Available on stabilized assets.

Zero

Prepayment Penalties.

Modern commercial real estate development

Property Solutions

Financing vehicles built for real estate professionals.

We offer a comprehensive suite of commercial property loans, ensuring that whether you need rapid bridge capital or decades of permanent stability, the structure fits the asset.

Acquisition & Permanent

Long-term, stabilized financing for purchasing or refinancing commercial properties with predictable, fixed-rate terms.

Office, Retail, Industrial, Multifamily
Terms up to 25 years
Highly competitive interest rates

Construction & Development

Capital for ground-up builds or major tenant improvements. Features interest-only draw periods that seamlessly convert to permanent financing.

Custom draw schedules
Interest-only during construction
Experienced local inspection teams

Bridge & Repositioning

Short-term, rapid-deployment capital used to secure time-sensitive deals, stabilize a property, or execute quick renovations.

Terms typically 12 to 36 months
Rapid underwriting for tight closings
Smooth exit to permanent facilities

SBA 504 Real Estate

Government-backed structures ideal for businesses looking to purchase their own owner-occupied commercial facilities.

Down payments as low as 10%
Long-term, fixed-rate stability
Preferred Lender fast-tracking

Our Portfolio

Recent Real Estate Transactions

A look at how we deploy capital to stabilize assets, fund massive developments, and support property acquisitions across the region.

$45.0M

Construction to Permanent

Mixed-Use Urban Development

Sterling Gap provided a comprehensive financing package for a ground-up, 200-unit multifamily and retail mixed-use project. The facility allowed for interest-only draws over a 24-month build period, locking in a permanent 15-year fixed rate upon stabilization.

$12.4M

Bridge / Repositioning

Class B Industrial Warehouse

Funded a time-sensitive acquisition of an underperforming logistics facility. The 18-month bridge loan provided the capital required for a massive roof and bay-door renovation, allowing the developer to secure a triple-net lease with a national tenant before refinancing.

$8.2M

SBA 504 Acquisition

Specialty Medical Practice

Utilized our Preferred Lender status to execute a 10% down SBA 504 loan for a growing surgical group. The structure allowed the doctors to purchase their previously leased medical office building, significantly improving their long-term wealth strategy and stabilizing monthly overhead.

$22.5M

Non-Recourse Refinance

Stabilized Retail Center

Executed a highly competitive, non-recourse cash-out refinance on a fully leased, grocery-anchored retail center. The transaction allowed the investment group to extract $6M in equity to aggressively deploy into a new regional development project.

The CRE Framework

A rigorous, predictable closing process.

Complex property transactions require meticulous coordination. We outline exactly what is required from day one so your closing date never shifts.

1. Property & Rent Roll Review

We analyze the asset's current performance, environmental profile, and your specific pro-forma to issue a highly accurate initial term sheet.

2. Appraisal & Structuring

We coordinate swift, localized third-party appraisals and finalize the exact LTV, amortization, and legal covenants required for the facility.

3. Title & Funding

Our dedicated CRE closing coordinators work directly with your attorneys and title agents to ensure a flawless execution and wire disbursement.

Preparation is Key: To expedite your CRE term sheet, please be prepared to provide current rent rolls, trailing 12-month operating statements, and a detailed summary of your intended business plan for the asset.